2024-05-162024-05-162021https://repoemc.ukm.my/handle/123456789/1023This document is developed to serve as a guide for FIs supervised by Bank Negara Malaysia. The document is developed such that it may also be used by other financial sector stakeholders such as capital market players and intermediaries and analysts to guide in investment and asset selection decisions, as well as rating agencies in rating decisions. For the public sector, the document may serve as a guide for policy formulation and prioritisation as well as funds allocation.enGuidance